Present with live data, not screenshots.
100+ research, planning & reporting tools built for Indian Mutual Fund Distributors.
Fund X-Ray — Compare Mutual Fund Schemes
Compare multiple mutual fund schemes under common investment assumptions and examine their historical outcomes across supported SIP, Step-Up SIP, lumpsum and SWP scenarios.
Select schemes. Set common assumptions. Compare the results.
What Is Fund X-Ray?
Fund X-Ray is a mutual fund comparison and analysis tool that helps users examine multiple selected schemes under common investment assumptions.
Instead of reviewing one scheme in isolation, Fund X-Ray is designed around comparative analysis. A user selects the schemes, chooses the supported investment scenario and assumptions, runs the analysis and reviews the resulting comparison.
This makes Fund X-Ray a specialized component of the broader MFDTools mutual fund research tools ecosystem.
Why Compare Mutual Funds Under Common Assumptions?
Using common investment assumptions makes historical comparison more consistent across the selected mutual fund schemes.
For example, when comparing investment scenarios, the same relevant investment amount, period, frequency, SIP, lumpsum or SWP assumptions can be applied where supported.
OBJECTIVE: To provide a structured basis for comparing historical outcomes under the selected assumptions, not to identify a universally “best” fund.
How Does Fund X-Ray Work?
Select Schemes
Choose the mutual fund schemes that need to be compared.
Set Assumptions
Enter the relevant investment amount, period, dates and scenario-specific assumptions.
Choose Scenario
Select the applicable supported scenario, such as SIP, lumpsum or SWP.
Run Analysis
Fund X-Ray processes the selected schemes using the chosen assumptions and available historical information.
Compare Results
Review the selected schemes side by side through the supported comparison interface.
Use Analysis
An MFD can use the analysis as an input into research, client conversations or review workflows.
Compare Multiple Mutual Fund Schemes
Fund X-Ray is built around comparing multiple selected mutual fund schemes rather than analyzing a single scheme in isolation.
The comparison interface should make the selected schemes clearly identifiable before the analysis is run.
Use the Same Investment Assumptions Across Schemes
Fund X-Ray uses common investment assumptions to make the selected schemes easier to compare within the same historical scenario.
Scenario Comparison
Fund X-Ray changes the analysis according to the investment scenario.
Compare historical SIP outcomes across selected schemes when the SIP comparison capability is supported.
Compare Mutual Fund SIP Outcomes
Fund X-Ray can compare historical SIP outcomes across selected schemes when the SIP comparison capability is supported in the live tool. A common SIP assumption can be applied across the selected schemes so that the comparison reflects the same investment scenario.
Compare Step-Up SIP Scenarios
Step-Up SIP comparison evaluates selected schemes under a SIP scenario in which the investment amount increases according to the chosen Step-Up assumption. Where supported, Fund X-Ray can compare selected schemes under the same Step-Up SIP assumptions.
Analyze Discontinued SIP Scenarios
Discontinued SIP comparison evaluates selected schemes using a historical SIP scenario in which contributions stop according to the selected assumptions. Where supported, this can help an MFD examine how selected schemes behaved under a discontinued-SIP scenario.
Compare Historical Lumpsum Outcomes
Fund X-Ray can compare historical lumpsum investment outcomes across selected schemes when the lumpsum comparison capability is available. Using the same investment amount and analysis period allows the selected schemes to be evaluated under a common historical scenario.
Compare Combined Lumpsum and SIP Scenarios
Where supported, Fund X-Ray can compare selected schemes using combined lumpsum and SIP investment assumptions. This can provide a comparative view of historical outcomes for a more structured investment scenario.
Compare Lumpsum and Step-Up SIP Scenarios
Where supported, Fund X-Ray can compare selected schemes under combined lumpsum and Step-Up SIP assumptions. The analysis should clearly display the assumptions used so the historical comparison is understandable.
Compare Mutual Fund SWP Scenarios
Where supported, Fund X-Ray can compare historical SWP outcomes across selected mutual fund schemes using common withdrawal assumptions. This can help an MFD examine how selected schemes behaved under a defined historical withdrawal scenario.
See the Comparison in One View
Fund X-Ray is designed to bring the selected schemes and their comparative results into a single analytical view.
| Metric | Scheme A | Scheme B | Scheme C | Scheme D |
|---|---|---|---|---|
| Investment Scenario | SIP | SIP | SIP | SIP |
| Historical Value | — | — | — | — |
| Return | — | — | — | — |
| Risk | — | — | — | — |
| Other Metric | — | — | — | — |
*Layout specification. No fabricated performance data.
Compare Historical Mutual Fund Performance
Fund X-Ray allows comparative analysis of historical mutual fund performance where the relevant performance metrics are supported. Depending on the live implementation, comparison may involve historical returns, CAGR, XIRR, period-based results, or investment-scenario outcomes.
Compare Risk Characteristics
Where supported, Fund X-Ray can help compare selected schemes using relevant historical risk metrics alongside performance analysis. Risk metrics provide analytical perspectives on historical behavior and should not be treated as standalone measures of investment suitability.
Examine Historical Scheme Behavior
Historical NAV and performance information can help put the comparative results into the context of how selected schemes behaved over the analyzed period. If historical NAV is available only through another MFDTools research tool, it will link to that tool.
Turn Fund Comparisons Into Usable Outputs
Where supported, Fund X-Ray outputs can help an MFD preserve or share the results of a mutual fund comparison. Potential supported outputs may include PDF reports, downloadable analysis, WhatsApp-shareable output, or other client-shareable formats.
How MFDs Can Use Fund X-Ray
Before a client discussion
Select the schemes that need comparative analysis.
During research
Apply common assumptions and review historical results.
During a client conversation
Use the supported comparison outputs to explain differences between the selected schemes.
During a review
Repeat the research workflow when a client review requires comparative scheme analysis.
Fund X-Ray vs Basic or Manual Fund Comparison
| Comparison approach | Fund X-Ray | Basic/manual |
|---|---|---|
| Select multiple schemes | Yes, subject to limits | Yes |
| Common assumptions | Core workflow | Often manual |
| SIP scenario | Where supported | Depends |
| Side-by-side comparison | Core purpose | May require setup |
Fund X-Ray Is More Than a Single Investment Calculator
A generic SIP calculator typically calculates an investment outcome for a specified SIP scenario. Fund X-Ray compares selected mutual fund schemes under the same investment scenario.
Fund X-Ray vs Mutual Fund Research Tools
Fund X-Ray is a specialized comparison capability within the broader MFDTools mutual fund research tools toolkit. The broader toolkit covers scheme research, performance, risk, and historical data. Fund X-Ray focuses specifically on selecting multiple schemes, applying common assumptions, and comparing the results.
Who Can Use Fund X-Ray?
Fund X-Ray is particularly relevant to Mutual Fund Distributors who need a structured way to compare mutual fund schemes during research and client-review workflows.
Potential use cases include scheme research, client discussions, comparative analysis, portfolio reviews, investment-scenario analysis, and research preparation.
Fund Comparison for Indian MFD Workflows
Fund X-Ray supports mutual fund comparison workflows in the context of Indian Mutual Fund distribution, where MFDs research schemes and use comparative analysis in professional client discussions and reviews.
Compare Mutual Fund Schemes With Fund X-Ray
Select schemes, apply common investment assumptions and analyze historical outcomes through a structured comparison workflow.
Frequently Asked Questions
Fund X-Ray is a mutual fund comparison and analysis tool that helps users examine multiple selected schemes under common investment assumptions.
Fund X-Ray compares selected mutual fund schemes using supported investment scenarios and historical analysis.
Fund X-Ray compares mutual funds by applying selected common investment assumptions to multiple schemes and presenting the resulting historical analysis for comparison.
Fund X-Ray can compare the number of schemes supported by the current comparison interface.
Fund X-Ray can compare historical SIP outcomes across selected schemes when the SIP comparison capability is supported.
Fund X-Ray can compare Step-Up SIP scenarios across selected schemes when the Step-Up SIP comparison capability is supported.
Fund X-Ray can compare historical lumpsum outcomes across selected schemes when the lumpsum comparison capability is supported.
Fund X-Ray can compare historical SWP scenarios across selected schemes when SWP comparison is supported in the current tool.
Fund X-Ray can compare supported historical return outcomes across selected schemes using the selected analysis assumptions.
Fund X-Ray can compare supported risk metrics when those metrics are exposed in the current Fund X-Ray analysis interface.
Yes, side-by-side scheme comparison is the central purpose of Fund X-Ray, subject to the current tool's scheme-selection limit.
Fund X-Ray is a mutual fund comparison and analysis tool rather than a single-purpose investment calculator.
Fund X-Ray is particularly relevant to MFDs who need structured mutual fund comparison for research, client discussions and review workflows.
No, Fund X-Ray should be presented as a historical analysis and comparison tool rather than a guaranteed predictor of future returns.
Fund X-Ray is a specialized multi-scheme comparison tool, while mutual fund research tools cover the broader process of researching, analyzing and evaluating mutual fund schemes.